RBI Bars Kotak Mahindra Bank from Onboarding New Customers | Know the Reason Behind it | Economy

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  • Опубликовано: 23 апр 2024
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    In this video, uncover the reasons behind the RBI's decision to bar Kotak Mahindra Bank from onboarding new customers. Explore the regulatory concerns, compliance issues, and economic implications surrounding this significant development. Gain insights into the banking sector's challenges, regulatory oversight, and the impact on Kotak Mahindra Bank's operations. Stay informed with expert analysis on this crucial update affecting the Indian economy. #RBI #KotakMahindraBank #EconomyUpdate
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Комментарии • 522

  • @studyiqofficial
    @studyiqofficial  Месяц назад +22

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  • @vighneshvanjari4683
    @vighneshvanjari4683 Месяц назад +738

    Same actions should be taken on SBI for poor services.

    • @brakewire
      @brakewire Месяц назад

      Shorter than 1 mint​@@akshaygarad2080

    • @yumyumpork-dx1pb
      @yumyumpork-dx1pb Месяц назад +51

      Abey lunch band karoge toh salon ka server hi nhi chalta

    • @sanjaysharma4165
      @sanjaysharma4165 Месяц назад +53

      SBI ke upar bahut pressure hai , due to shortage of staff

    • @silvershroud6263
      @silvershroud6263 Месяц назад +55

      SBI is far better. I never had any issues with SBI services here

    • @APhenomenalHuman
      @APhenomenalHuman Месяц назад +17

      Arre RBI uska jija hai ban nhi hoga

  • @vishal.choudhury
    @vishal.choudhury Месяц назад +83

    I have been a Kotak Bank cutomer since 2016. I never faced any such issues.

    • @adbhuttechnology8258
      @adbhuttechnology8258 Месяц назад +3

      I am since 2018

    • @nageshjaurkar6544
      @nageshjaurkar6544 Месяц назад +8

      You are very very lucky
      I did not received interest continuously for 3 quarters
      Check your statement.

    • @akash_adsule
      @akash_adsule Месяц назад

      ​@@nageshjaurkar6544 they gave it annually ig

    • @dyaus-0007
      @dyaus-0007 Месяц назад +2

      I am since February 2024

    • @Adarsh_312
      @Adarsh_312 Месяц назад +10

      Same with me I’m using kotak account for more than 5-6 years I thought kotak is one of the best banks in India. I’m facing server issue on SBI like everyday

  • @abhijeetsamal
    @abhijeetsamal Месяц назад +174

    Even their loan department does'nt follow any rbi rules

    • @RahulDas-ob3gn
      @RahulDas-ob3gn Месяц назад +4

      ​@Mr.Malhotraaallmost all Life insurance company follow MLM method

    • @mohitsinghhada9707
      @mohitsinghhada9707 Месяц назад +1

      Can you explain in detail

  • @himanshupandey3539
    @himanshupandey3539 Месяц назад +197

    10 % share market value down 😂😂😂

  • @yaduyadav---
    @yaduyadav--- Месяц назад +61

    Kotak msg everyone on phone to join😅,
    Now Rbi joined it.😂😂

  • @mineshjain5199
    @mineshjain5199 Месяц назад +57

    Kotak Mahindra bank has too many customers and no system and capacity to serve them

    • @sjohnsayu
      @sjohnsayu Месяц назад

      They do not know how to link their - People (staff, team, NRI team, Nodal team), Platform (online technology) and Processes (systems and practices). A complete mess in the three P's mentioned above.

  • @azmythjahar8985
    @azmythjahar8985 Месяц назад +93

    Even HDFC does not follow RBI rules

    • @blitzmurk
      @blitzmurk Месяц назад +1

      Is RBI powerful enough to enforce its regulations on such short notices?

    • @VishalPaswan-uy9xk
      @VishalPaswan-uy9xk Месяц назад +9

      Yeah ​@@blitzmurk

    • @yashjadhav6157
      @yashjadhav6157 Месяц назад +3

      True because payzapp mostly crashing while transactions

    • @azmythjahar8985
      @azmythjahar8985 Месяц назад

      @@blitzmurk no idea.

    • @kshitij1510
      @kshitij1510 Месяц назад +3

      No bank does.

  • @amitkumar6784
    @amitkumar6784 Месяц назад +99

    Aaj hi Me isme hi Account kholne wala tha 😂😂

    • @MrUnknown-eq8rh
      @MrUnknown-eq8rh Месяц назад +3

      I was trying to complete KYC 😂😂😂🤣🤣

    • @amitkumar6784
      @amitkumar6784 Месяц назад +2

      @@MrUnknown-eq8rh nhi hoga bhai 😹😹

    • @ronakgamer04
      @ronakgamer04 Месяц назад +5

      maine toh 1 week pehle hi khulvaliya

    • @amitkumar6784
      @amitkumar6784 Месяц назад

      @@ronakgamer04 Bhai koi extra charges...or kya ek saal ke a
      Under bank visit Krna parta hai ya nhi

    • @ankitsaxena5966
      @ankitsaxena5966 Месяц назад

      Koi Extra charge nahi h.... No Necessary Visit to Bank.... Mai to 5 saal se customer hu.... Kabhi nahi Jana pada.....​@@amitkumar6784

  • @TRUEGAMER620
    @TRUEGAMER620 Месяц назад +10

    If compare every private bank Kotak Mahindra Bank is best bank for because there is a interface is very good app interface for use very easy you can easily open Kotak Mahindra account Bank from your mobile

  • @AyyoGamer
    @AyyoGamer Месяц назад +27

    RBI पहले से बढ़ोत जादा Active हो गया है... राजन ने बेड़ा गर्क करके रखा था

  • @ronaldreagan878
    @ronaldreagan878 Месяц назад +2

    An independent audit of every big branch of private bank is very very necessary

  • @UdaySingh-df8hj
    @UdaySingh-df8hj Месяц назад +3

    sahi kiya. Bht dino se issue ara ta.
    Ek dum sahi kiya.

  • @professorguruji-gr5gq
    @professorguruji-gr5gq Месяц назад +1

    Thankyou sir

  • @abhishekranjan51
    @abhishekranjan51 Месяц назад +30

    Bilkul sahi kra h is bank ne minimum balance maintain ke nam pr 4600rs kat liya mere account se
    Bina btaye credit card issue kr diya

    • @Trenbol0ne999
      @Trenbol0ne999 Месяц назад +8

      Bhai meri to zero balance saving account hai..aisa kuch minimum balance maintain krne ko nhi bola hai

    • @Sumit-mx3nq
      @Sumit-mx3nq Месяц назад +3

      Wo baad m bolega hi. Terms and conditions kabhi bhi change kr skte hn

    • @rohitdahiya7297
      @rohitdahiya7297 Месяц назад

      Same here.

    • @rohannegi3358
      @rohannegi3358 Месяц назад

      ​@@Sumit-mx3nqterms and conditions change hoti hai par uske liye prior communication hote hai

    • @Adarsh_312
      @Adarsh_312 Месяц назад +1

      I have been using it since 2017 never face such issue

  • @Radha_Krishna109
    @Radha_Krishna109 Месяц назад +18

    8:42 As the population grows, social overhead capital requirements increase.

  • @Akshaykharate18
    @Akshaykharate18 Месяц назад +1

    I knew it would happen, said one of my friend years ago when the scheme started by kotak mahindra

  • @surjeetmishra5037
    @surjeetmishra5037 Месяц назад +1

    Looking forward to see some actions on bank for restricting insurance business in near future !

  • @akash_adsule
    @akash_adsule Месяц назад +4

    I opened my kotak 811 account on first day i turned 18. That is i opened Kotak 811 account on my 18th birthday. They did not allow transaction till i completed KYC.I completd KYC after 3 days by visiting bank branch. Even my first credit card at 20 was of kotak 811 credit card. I am 22 now, and i can say thier website is very smooth but app lags and interface is also not very aesthetic unlike website and credit card page. Never faced any issue though 😅. Made 40 ontime payments till date and surprised to see this.

  • @sakilar14
    @sakilar14 Месяц назад

    Well done 🎉🎉🎉😊

  • @googlejokes2206
    @googlejokes2206 Месяц назад +6

    Mere account me kabhi 100 ₹ nahi hote or kotak mahindra bank kahta hai ki hum aapko 5lakh ka loan de denge 😅😅😅

  • @AjayKumar-qd2rk
    @AjayKumar-qd2rk Месяц назад

    I have a kotak 811 account, some time upi translation failed but my overall experience is good,

  • @sumitjain9055
    @sumitjain9055 Месяц назад

    Same is going on idfc first bank, UPI not working( current problem). Sometimes debit card not working on atm

  • @AbhaySingh-lk2ze
    @AbhaySingh-lk2ze Месяц назад

    Right I am also facing this issue 15 april...

  • @Hey1234Hey
    @Hey1234Hey Месяц назад +1

    I have kotak app. It's not always but sometimes i am not able to login. But if i switch from wifi to mobile network it logs in properly. Sometimes transaction from UPI ID take time to show in bank app account overview.

  • @h.b.sgupta9740
    @h.b.sgupta9740 Месяц назад +1

    Does it affect on new insurance customers also means will new customer able to make insurance or not

  • @vinitmore2995
    @vinitmore2995 Месяц назад +2

    Ans. It will increase social overhead capital requirements

  • @skaryanwd
    @skaryanwd Месяц назад +3

    Same action SBI,IPPB aur DBGB par bhi kiya jaye

  • @shyamdarshan.2622
    @shyamdarshan.2622 Месяц назад

    Soc ka increase with the increase of population.thank you sir.

  • @gouravdas493
    @gouravdas493 Месяц назад

    Sbi Yuno app also has the same problem

  • @manav479
    @manav479 Месяц назад +3

    Sir please also cover the TalkCharge wallet scam

  • @lokeshjain2444
    @lokeshjain2444 Месяц назад +2

    Please make video on Talkcharge Scam

  • @elvin569
    @elvin569 Месяц назад +1

    Will this affect my sip in kotak mutual fund?

  • @deepikapathak5865
    @deepikapathak5865 Месяц назад

    Option C

  • @chetanprakashverma9251
    @chetanprakashverma9251 Месяц назад

    Awsome

  • @dextromethorphan8255
    @dextromethorphan8255 Месяц назад +1

    I havey salary account at kotak bank. & also have a credit card. Never faced any issue.

  • @jiminseuk2730
    @jiminseuk2730 Месяц назад +2

    Mai bhi customer hu saving bank ka zero account aaya esliye khulwaya mai 😅

  • @da_yyaam
    @da_yyaam Месяц назад

    Good news 🎉🎉🎉

  • @anilparihar3822
    @anilparihar3822 Месяц назад +3

    It increases (c) option

  • @adnanshaikh6320
    @adnanshaikh6320 Месяц назад

    Going by this...such actions should have been taken on SBI long back along with many other government banks

  • @vivekborkar9575
    @vivekborkar9575 Месяц назад

    Option c

  • @shreyashi6574
    @shreyashi6574 Месяц назад

    Happy To Hear This There Bank User Interface looks So Poor 💯

  • @user-yd4ln6gx7c
    @user-yd4ln6gx7c Месяц назад +2

    Same action axis bank

  • @suryasingh3301
    @suryasingh3301 Месяц назад +12

    Electrol bond main paisa nahi diyaa thaa 😢😢😢😢😢😢

  • @dharam1718
    @dharam1718 Месяц назад

    Any business or institution needs to be auditvreadyvfrom day 1 to prevent what is happening to korak Mahindra bank

  • @sanjibanichoudhury7517
    @sanjibanichoudhury7517 Месяц назад +1

    why not fine sbi then

  • @rajiv_gupta
    @rajiv_gupta Месяц назад +1

    हां, मैं एक कोटक महिंद्रा बैंक यूज़र hu। हमेशा ये आउट ऑफ सर्विस रहता है। परेशान हो गया हूं।

  • @Tech.Server
    @Tech.Server Месяц назад +3

    Yeah it's right 💯💯

  • @vishwamanjunathbc
    @vishwamanjunathbc Месяц назад

    Face same issues with Canara Bank, why no action on them?

  • @akashsoni9064
    @akashsoni9064 Месяц назад +1

    union bank per bhi action lena chahiye, uski app bhi kai baar pareshan karti hai. login hi nahi hoti hai

  • @sandeepjha3193
    @sandeepjha3193 Месяц назад

    The service of Idfc First Bank And HDFC Bank is doing well regarding Customer. I am very much Satisfied with their Digital Services.

  • @gamotivationtime
    @gamotivationtime Месяц назад

    Today i buyed the stock but it seems i purchased it really early , now will it go down ??

  • @prudhvivankineni4880
    @prudhvivankineni4880 Месяц назад

    Now will there be a bank run

  • @vintage6654
    @vintage6654 Месяц назад +2

    ICICI Bank also falls in the same category

  • @Its_Sajans
    @Its_Sajans Месяц назад +2

    RBI अगर सख्त नही होगा बैंक के प्रति तो अमेरिका की बैंक की तरह हाल हो जाएगा। R B I को और सख्त होने की जरूरत है।

  • @rajataakash8326
    @rajataakash8326 Месяц назад

    RBI has not stopped new customer acquisition fully, only online account opening modes are stopped temporarily, through physical forms account opening is continue.

  • @Munkinhai
    @Munkinhai Месяц назад

    Looks like it’s advisable to invest in pay bank and not in in pvt bank

  • @AR-ug1cm
    @AR-ug1cm Месяц назад +1

    Honestly, RBI, Indian armed forces and SEBI are the only Indian government things whom I trust blindly, and am proud of RBI's remarkable proformance. For others, I believe in Ambani's patriotism's existence more than I trust them

  • @gaurav9431
    @gaurav9431 Месяц назад

    Time to buy another set if electoral bond Mr kotak

  • @swatibhalerao561
    @swatibhalerao561 Месяц назад

    Increases

  • @biploydey7017
    @biploydey7017 Месяц назад +1

    RBI ka employee ne hotel main khana khaya.. uska tha kotak bank main account..jab payment ka samay aaya to upi unable dikha raha tha.. to usko baad main bartan majne padhe the.. thats the reason RBI's action against kotak😢

  • @knowledgeguru3072
    @knowledgeguru3072 Месяц назад +1

    Kotak is very modern and ease of doing bank,I have no problem since 2019 so it's better than slow govt banks like SBI,Canera banks etc

    • @pritam.855
      @pritam.855 Месяц назад

      If you have enough rupees you can't open a bank account offline they can't pay you interests like icici

  • @jibinjacob.
    @jibinjacob. Месяц назад

    Sab changasi?

  • @kumarmeetsandy3146
    @kumarmeetsandy3146 Месяц назад

    Ans=c

  • @veer431
    @veer431 Месяц назад

    Kotak is big bank and still comes under rbi watch, whats happening?

  • @parasvaghelaksv
    @parasvaghelaksv Месяц назад

    OPTION--C.....ITS INCREASES...

  • @LogicGyaan.
    @LogicGyaan. Месяц назад +3

    App outages is true

  • @sagargaikwad7276
    @sagargaikwad7276 Месяц назад +3

    As employee of kotak mahindra bank ek no ka chor bank hai too much work pressure RBI should take action on their shift time also.

  • @shubhraghu1189
    @shubhraghu1189 Месяц назад

    Ye problem to mene v kafi time se dekhi h mere kafi baar complent ki h but no response

  • @mritunjaykumar2917
    @mritunjaykumar2917 Месяц назад +2

    Social Overhead capital requirements : c) option : will increase : : : ✔✔✔✔✔✔

  • @shaileshmaurya3173
    @shaileshmaurya3173 Месяц назад +12

    Salary account kotak hota hai jada tar😅😅😅

  • @DKM84
    @DKM84 Месяц назад

    I am unable to access my Kotak digital account

  • @ajitt9902
    @ajitt9902 Месяц назад +5

    Really glad that RBI is strictly enforcing all the rules and regulations. ❤

  • @SurajAli-rn9mb
    @SurajAli-rn9mb Месяц назад

    Bars?

  • @21prashantsharma
    @21prashantsharma Месяц назад +1

    Very good decision by RBI, No system to Relationship Manager, Huge firing and hiring ratio, Work pressure and politics etc kotak mahindra bank deserve this..

  • @subhechhadhar7642
    @subhechhadhar7642 Месяц назад

    A it falls

  • @himanbaba
    @himanbaba Месяц назад

    Social media me sbi ke bhe bahot complaint hai.

  • @vasukirao4202
    @vasukirao4202 Месяц назад

    It falls

  • @tamannakhan3933
    @tamannakhan3933 Месяц назад

    Hmne FD kiya he 10lacka 2 din pehle wo to safe rhega na please koi btau

  • @santoshchoudhary1609
    @santoshchoudhary1609 Месяц назад +3

    A salute to those trader who bought yesterday kotak bank PE itm option yesterday...aaj paisa hi paisa banaya hoga😮😮😮

    • @ParminderSingh-yp3us
      @ParminderSingh-yp3us Месяц назад

      Bhai i added 100 more today … longterm not short term

    • @The_Ashthetic
      @The_Ashthetic Месяц назад

      @@ParminderSingh-yp3ushe’s talking about F&O trading

    • @ParminderSingh-yp3us
      @ParminderSingh-yp3us Месяц назад

      @@The_Ashthetic i know but maine socha kuch toh bolu😅

    • @blackbrute2504
      @blackbrute2504 Месяц назад

      Ab Call lene ka time aagaya

  • @RajkaranKumar
    @RajkaranKumar Месяц назад +1

    Even Customer Care support is very poor

  • @MadaraUchiha_16
    @MadaraUchiha_16 Месяц назад

    my kotak salary account got converted to savings account and now it is in -4000 change

  • @VishalPatel-398
    @VishalPatel-398 Месяц назад

    UPI pement nahi horaha thaa 1 bje se 6 bje tak band thaa

  • @kaiwalya4353
    @kaiwalya4353 Месяц назад +1

    Saw thumbnail and went strait to stock market😂

  • @BankBuddyIndia
    @BankBuddyIndia 26 дней назад

    There are some technical KYC issue for boarding new customer online in Kotak Mahindra Bank moreover most top IT Heads have resigned during last few months ......... Lets wait for compliance by Kotak Mahindra Bank.

  • @koushikmukherjee9918
    @koushikmukherjee9918 Месяц назад

    Why only KMB! , why not SBI????? The users of SBI knows how user friendly and easy using SBI net banking and other services.

  • @cmohit07
    @cmohit07 Месяц назад +2

    Aise action SBI aur PNB ke against kyo nhi liya jata ?

    • @AP-nz5xb
      @AP-nz5xb Месяц назад

      Bro same action October m Bank of Baroda ke against liya gaya tha woh bhi sarkari bank hain

  • @thongamrabichandra1445
    @thongamrabichandra1445 Месяц назад

    Electoral bond nahi kharidhatha esliye .....

  • @biploydey7017
    @biploydey7017 Месяц назад

    2024 main bhi ghanto tak PNB ka server down rehta hain.. usko bhi solve karein

  • @tapibro3572
    @tapibro3572 Месяц назад

    Bro aaj hin main gaya tha kotak money deposit ke liye, saalon ne itna charge lagaya cash deposit main ki band hin kar diya account

  • @santoshdas-bv6sy
    @santoshdas-bv6sy Месяц назад

    Sir up ke pass kotak bank ka share hai kya?
    Mere pass hai, 😮

  • @sunnyas
    @sunnyas Месяц назад

    Maine kotak mai R.D kari hai kya wo safe hai plz bta do koi ?

  • @status__king3390
    @status__king3390 Месяц назад

    Action against SBI should also be taken

  • @mahendra1430
    @mahendra1430 Месяц назад +1

    IT network to Punjab National Bank or SBI ka bhi kharab hai.

  • @milindkhamkar
    @milindkhamkar Месяц назад

    There is another gossip going on in the techni guys that a very big IT company has pulled off its technical assistance for maintaing the IT infrastructure with concers and the corresponding sub IT companies that handles this operations stoped their support for Kotak Mahindra, not sure about thiss but, its a thing going on from the people who are involved for tech support.

  • @js20038
    @js20038 Месяц назад +1

    Option A, it falls

  • @nishantsharma3286
    @nishantsharma3286 Месяц назад

    Electoral bond mei paise dene ki jagah IT infra mei paisa lagata toh aaj yeh naubat nahi aati

  • @Dailyvlog349
    @Dailyvlog349 Месяц назад

    SBI ka ta online transaction ka jada hi problem hota he ...

  • @samratchoudhuri6533
    @samratchoudhuri6533 Месяц назад

    sbi?

  • @aviaggrwal176
    @aviaggrwal176 Месяц назад

    Sometimes login issue face by me